Privacy Policy

Last Updated: March 18, 2026

Introduction

BAGLIVO ENTERPRISES INC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Submit a contact form or funding application
• Request information about our services
• Subscribe to our communications
• Communicate with us via email or other channels

Personal information may include:

• Name and contact information (email address, mailing address)
• Business information (company name, industry, revenue)
• Financial information (funding amount requested, bank information for approved loans)
• Mobile phone number (if you choose to provide it)
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activities, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Process and evaluate funding applications
• Communicate with you about our services
• Respond to your inquiries and requests
• Send you marketing communications (with your consent)
• Improve our website and services
• Comply with legal obligations and enforce our agreements
• Detect and prevent fraud or unauthorized access

SMS & Text Message Communications

If you opt in to receive SMS text messages from BAGLIVO ENTERPRISES INC, you consent to receive text messages sent by or on behalf of us, which may include the use of an automatic telephone dialing system (ATDS), regarding your inquiry, funding application status, promotional offers, and other business-related communications.

SMS Consent & Terms

• Message Frequency: Message frequency may vary depending on your interactions with us and promotional campaigns.
• Cost: Message and data rates may apply. Check with your mobile carrier for details on your messaging plan.
• Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. You will receive a confirmation message acknowledging your opt-out request.
• Help: For assistance, reply HELP to any message or contact us at alyssa@baglivo-enterprises.com.
• Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchasing any goods or services from BAGLIVO ENTERPRISES INC.

SMS Data Privacy

We will not sell, rent, or share your mobile phone number with third parties for their marketing purposes without your explicit consent. Your mobile number will be used solely for the purposes described in this Privacy Policy.

Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our business (e.g., payment processors, CRM platforms, marketing services).
• Legal Requirements: We may disclose information if required by law, court order, or governmental request, or to protect our rights and safety.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
• With Your Consent: We may share information with third parties when you explicitly consent to such sharing.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage method is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: You may request access to the personal information we hold about you.
• Correction: You may request that we correct inaccurate or incomplete information.
• Deletion: You may request that we delete your personal information, subject to legal obligations.
• Opt-Out: You may opt out of marketing communications at any time by following unsubscribe instructions or contacting us directly.

To exercise these rights, please contact us at alyssa@baglivo-enterprises.com.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us remember your preferences and improve site functionality. You can control cookies through your browser settings, but disabling cookies may affect your ability to use certain features of our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete such information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

BAGLIVO ENTERPRISES INC
49 Twisting Ln
Wantagh, NY 11793
Email: alyssa@baglivo-enterprises.com